Georgetown Homes under $400,000

Georgetown Homes under $400,000

Welcome to Georgetown, Texas—a vibrant city that beautifully blends small-town charm with modern conveniences. Nestled in Williamson County, just north of Austin, Georgetown is known for its picturesque downtown, rich history, and a welcoming community. With an array of parks, scenic trails, and the stunning San Gabriel River, outdoor enthusiasts will find plenty of opportunities for recreation and relaxation.

Georgetown boasts a thriving cultural scene, highlighted by its local festivals, art galleries, and unique shops that line the historic square. The city is also home to the renowned Southwestern University, adding a youthful energy and a variety of educational opportunities to the area. With its low crime rate, excellent schools, and friendly atmosphere, Georgetown is a sought-after destination for families, young professionals, and retirees alike.

For those looking to invest in a home without breaking the bank, Georgetown offers a fantastic selection of properties under $400,000. Whether you're searching for a cozy starter home, a charming cottage, or a spacious family residence, the real estate market here has something for everyone. Many homes feature modern amenities, beautiful yards, and convenient access to local schools and shopping centers.

With its blend of affordability, community spirit, and beautiful surroundings, Georgetown is not just a place to live—it’s a place to thrive. Explore the opportunities that await you in this delightful Texas gem!

Newest Georgetown Homes under $400,000

121 Morning Dawn Ln, Georgetown
$389,990
3 Beds ⋅ 3 Baths ⋅ 2480952 MLS
Located in the vibrant Morningstar community, this beautifully maintained, nearly-new 3 bed, 2.5 bath, Meritage home with secondary living/game room boasts luxurious finishes, modern conveniences, smart-home features, and exceptional energy efficiency. Step inside to an open-concept main level filled with natural light, high ceilings, and sleek luxury vinyl plank flooring. The stylish kitchen is the heart of the home, featuring stunning granite countertops, stainless steel appliances, a large center island, walk-in pantry, custom glass-display cabinets/storage and a breakfast bar—perfect for entertaining or everyday living. The spacious living and dining areas flow seamlessly, creating an inviting and functional layout. All three bedrooms and additional flex space are located upstairs, including a private primary suite with a walk-in closet and spa-like bath featuring double vanities and designer finishes. A dedicated upstairs laundry room adds everyday convenience. Enjoy outdoor living in your fenced private backyard, ideal for relaxing, grilling, and entertaining. This home is packed with upgrades, including spray-foam insulation, tankless gas water heater, built in custom cabinetry/storage, remodeled half bath w/designer tile, tiled back porch, smart thermostat, dual-pane windows, and ENERGY STAR appliances—keeping utility costs low and comfort high. Morningstar is more than just a neighborhood—it’s a lifestyle. Residents enjoy resort-style amenities including pools, parks, trails, playgrounds, dog parks, sports courts, and fishing ponds—all within the highly rated Liberty Hill ISD including the highly desirable 9th & 10th grade | Legacy Ranch High. With easy access to Ronald Reagan Blvd, 183A, and major employers, shopping, and dining, this location is truly unbeatable. Move-in ready. Lifestyle ready. Location perfect. Don’t miss out!

121 Morning Dawn Ln, Georgetown

213 Rio Vista Drive, Georgetown
$373,000
3 Beds ⋅ 2 Baths ⋅ 626615 MLS
Rate buy-down credit available! Backyard orchard, oversized cul-de-sac lot, and a beautifully updated interior just minutes from Downtown Georgetown. Featuring a custom built-in office, Murphy bed, new composite deck, custom maple cabinets, bamboo flooring and mature fruit trees, this move-in ready home offers flexibility, charm, and outdoor living rarely found at this price point. Nestled in Georgetown's desirable Parkview Estates, this well-maintained 3-bedroom, 2-bath home combines thoughtful updates, energy-efficient improvements, and a peaceful garden setting. The remodeled kitchen features real wood cabinetry, granite countertops, stainless steel appliances, a gas range, and reverse osmosis water filtration. Tile and bamboo flooring run throughout the home, creating a stylish, carpet-free interior. One bedroom features a custom built-in cloffice, providing dedicated work-from-home space, while a Murphy bed adds flexibility for guests, hobbies, or multi-purpose living. Updated bathrooms, fresh interior and exterior paint, and a cozy fireplace add to the home's welcoming appeal. Major upgrades include a high-efficiency HVAC system with heat pump and gas backup (2024), brand-new water heater (2025), and a whole-house fan for enhanced comfort and energy savings. Outside, the lush backyard is a private retreat featuring mature producing peach, blackberry, and pomegranate trees, along with a spacious composite deck perfect for entertaining, gardening, or relaxing beneath the shade of mature trees. The partially xeriscaped front yard requires minimal watering and attracts butterflies and pollinators year-round. Located within walking distance of San Gabriel Park and just minutes from Georgetown's historic downtown square, shopping, dining, trails, and community events, this lovingly maintained home offers a rare combination of convenience, character, and move-in-ready comfort. Rate buy-down credit, or other concessions subject to terms of offer.

213 Rio Vista Drive, Georgetown

213 Rio Vista Dr, Georgetown
$373,000
3 Beds ⋅ 2 Baths ⋅ 7375505 MLS
Rate buy-down credit available! Backyard orchard, oversized cul-de-sac lot, and a beautifully updated interior just minutes from Downtown Georgetown. Featuring a custom built-in cloffice, Murphy bed, new composite deck, custom maple cabinets, bamboo flooring and mature fruit trees, this move-in ready home offers flexibility, charm, and outdoor living rarely found at this price point. Nestled in Georgetown's desirable Parkview Estates, this well-maintained 3-bedroom, 2-bath home combines thoughtful updates, energy-efficient improvements, and a peaceful garden setting. The remodeled kitchen features real wood cabinetry, granite countertops, stainless steel appliances, a gas range, and reverse osmosis water filtration. Tile and bamboo flooring run throughout the home, creating a stylish, carpet-free interior. One bedroom features a custom built-in cloffice, providing dedicated work-from-home space, while a Murphy bed adds flexibility for guests, hobbies, or multi-purpose living. Updated bathrooms, fresh interior and exterior paint, and a cozy fireplace add to the home's welcoming appeal. Major upgrades include a high-efficiency HVAC system with heat pump and gas backup (2024), brand-new water heater (2025), and a whole-house fan for enhanced comfort and energy savings. Outside, the lush backyard is a private retreat featuring mature producing peach, blackberry, and pomegranate trees, along with a spacious composite deck perfect for entertaining, gardening, or relaxing beneath the shade of mature trees. The partially xeriscaped front yard requires minimal watering and attracts butterflies and pollinators year-round. Located within walking distance of San Gabriel Park and just minutes from Georgetown's historic downtown square, shopping, dining, trails, and community events, this lovingly maintained home offers a rare combination of convenience, character, and move-in-ready comfort. Rate buy-down credit, or other concessions subject to terms of offer.

213 Rio Vista Dr, Georgetown

4420 Ingram Rd, Georgetown
$394,495
4 Beds ⋅ 2 Baths ⋅ 5325445 MLS
Better than NEW-Beautiful single-story on a desirable corner lot in Lively Ranch. This bright, open 4-bedroom, 2-bath home features 10-ft ceilings, 8-ft doors throughout, recessed lighting in every room, and expansive living and dining spaces filled with natural light from numerous windows and an impressive 8-ft, 4-panel sliding glass door. The open kitchen offers white quartz Silestone countertops, soft-close cabinetry, generous storage, a large walk-in pantry, and reverse osmosis water filtration. The spacious primary suite includes a tray ceiling, a bright spa-like bath with seamless shower and garden soaking tub, and two large walk-in closets. Additional highlights include rare all-stone exterior construction for added energy efficiency, red oak built-ins, pre-plumbed water softener hookup, oversized covered front porch, and a large covered rear patio ideal for relaxing or entertaining. The home sits among four mature trees and offers a huge side yard, perfect for play or outdoor gatherings. Located just a 5-minute walk to Lively Ranch amenities including pool, splash pad, gym, playgrounds, trails, ponds, and outdoor grilling areas. Highly rated school district and convenient access to 183 and I35, with H-E-B and restaurants nearby and Costco and Target just minutes away. Quiet street, friendly neighbors, and a thoughtfully designed low-light community where you can truly enjoy the night sky. **The Preferred Lender on this property is Randy Atkinson at Synergy One Lending. The Buyer will receive 1% Lender Credit (based off of the loan amount) when obtaining financing through Randy Atkinson at Synergy One Lending.**

4420 Ingram Rd, Georgetown

457 High Tech Dr Unit 7F, Georgetown
$284,990
3 Beds ⋅ 2 Baths ⋅ 7302508 MLS
HOA includes 2 fishing ponds, walking trails, security gate at one end, dog park, all exterior maintenance, lawn service in front yard, safe secure neighborhood that is located in Georgetown's desirable Old Mill Crossing community. This home is barely lived in and immaculate! Smart homeowner added reverse osmosis water filtration system and epoxy floor in garage and on the patio for a non- slip surface and that luxury finished-out look. Built in 2019, this spacious 3-bedroom, 2-bath condo combines modern finishes, everyday comfort, and low-maintenance lock and leave living. The thoughtfully designed two-story floor plan features a sought-after primary suite on the main level, offering both privacy and convenience. Throughout the downstairs, you'll find durable tile flooring with the warm look of hardwood. The open-concept kitchen and living area are filled with natural light and enhanced by recessed lighting and granite countertops, making the home ideal for everyday living and entertaining. The spacious primary suite serves as a relaxing retreat with dual vanities and a walk-in closet while two additional bedrooms provide flexibility for guests, a home office, or growing households. Additional highlights include a two-car attached garage equipped with a water softener and an extended driveway for added parking. As an end unit, the home enjoys added privacy and a generously sized, privately fenced backyard. The covered rear patio provides the perfect space to relax, dine outdoors, or entertain guests. Residents of Old Mill Crossing enjoy access to scenic walking trails, a fishing pond, picnic areas, and beautifully maintained green spaces, all within a charming 99-unit community. Conveniently located near Georgetown's historic downtown Square, shopping, dining, and major commuter routes, this home offers the perfect balance of comfort, convenience, and community.

457 High Tech Dr Unit 7F, Georgetown

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